
Fast, Flexible Business Funding - Without the Bank Headache
Get working capital, equipment loans, or fix-and-flip financing — funded in as little as 24 hours.
How can we help you?
Every transaction is different, each has it’s own story. The best way to begin is to book a free call with me to discuss your particular situation.
Services
Working Capital Loans
Short-term loans to help with cash flow, inventory, payroll, or marketing.
Funding from $10K to $500K++
Terms from 6 to 24 months
No collateral required
Best For: Service businesses, seasonal needs, marketing boosts
Merchant Cash Advances
Get a lump sum upfront, repaid via a % of daily sales or bank deposits.
Perfect for businesses with strong daily/weekly revenue
Approval based on sales, not credit
Funds in 24–48 hours
Best For: Retail, restaurants, e-commerce, salons
Business Lines of Credit
Flexible funding when you need it, only pay interest on what you use.
Revolving credit lines from $5K to $250K
No prepayment penalties
Great for ongoing projects or short-term needs
Best For: Growing businesses that need capital on demand
Equipment Financing
Purchase or lease equipment without draining your cash reserves.
Financing for new or used equipment
Terms up to 60 months
Tax benefits under Section 179
Best For: Construction, transportation, salons, medical, restaurants
Real Estate Investor Loans
Get fast, asset-based financing for rental properties or rehab projects.
DSCR loans for buy-and-hold investors
No tax returns or income verification
Close in as little as 2 weeks.
Best For: Real estate investors, landlords, LLC property buyers
Fix & Flip Loans
Short-term financing to purchase, renovate, and resell properties.
Up to 90% purchase / 100% rehab
Terms: 6–18 months
Based on After-Repair Value (ARV), not personal income
Best For: Flippers, BRRRR investors, rehab specialists
What Clients Say




About Me

Jean Gallagher
Owner/Broker
I’ve been a licensed lending professional since 1990, helping clients navigate the lending world with clarity, strategy, and confidence. Over the years, I’ve worked with hundreds of individuals, families, and investors — and I’ve learned that no two financing needs are exactly the same.
I focus on helping small business owners and real estate investors access the capital they need to grow. Whether you’re scaling operations, upgrading equipment, hiring staff, or flipping your next property, I can connect you with fast, flexible funding options that make sense.
I work with a network of trusted lenders — from alternative finance to asset-based and revenue-based solutions — to match the right product with your specific goals. My process is straightforward, efficient, and completely remote.
No pressure. No fluff. Just decades of experience, honest guidance, and real funding solutions that work.