Fast, Flexible Business Funding - Without the Bank Headache

Get working capital, equipment loans, or fix-and-flip financing — funded in as little as 24 hours.

How can we help you?

Every transaction is different, each has it’s own story. The best way to begin is to book a free call with me to discuss your particular situation.

Services

Working Capital Loans

Short-term loans to help with cash flow, inventory, payroll, or marketing.

  • Funding from $10K to $500K++

  • Terms from 6 to 24 months

  • No collateral required

Best For: Service businesses, seasonal needs, marketing boosts

Merchant Cash Advances

Get a lump sum upfront, repaid via a % of daily sales or bank deposits.

  • Perfect for businesses with strong daily/weekly revenue

  • Approval based on sales, not credit

  • Funds in 24–48 hours

Best For: Retail, restaurants, e-commerce, salons

Business Lines of Credit

Flexible funding when you need it, only pay interest on what you use.

  • Revolving credit lines from $5K to $250K

  • No prepayment penalties

  • Great for ongoing projects or short-term needs

Best For: Growing businesses that need capital on demand

Equipment Financing

Purchase or lease equipment without draining your cash reserves.

  • Financing for new or used equipment

  • Terms up to 60 months

  • Tax benefits under Section 179

Best For: Construction, transportation, salons, medical, restaurants

Real Estate Investor Loans

Get fast, asset-based financing for rental properties or rehab projects.

  • DSCR loans for buy-and-hold investors

  • No tax returns or income verification

  • Close in as little as 2 weeks.

Best For: Real estate investors, landlords, LLC property buyers

Fix & Flip Loans

Short-term financing to purchase, renovate, and resell properties.

  • Up to 90% purchase / 100% rehab

  • Terms: 6–18 months

  • Based on After-Repair Value (ARV), not personal income

Best For: Flippers, BRRRR investors, rehab specialists

What Clients Say

Kay and Bob Y
Kay and Bob Y
Businss Owners and Investors-Santa Monica
Many thanks for your perseverance and true dedication. You kept your promises and in these unreliable times, that in itself is extremely gratifying to us! - Santa Monica
Thom and Lynn - Thousand Oaks
Thom and Lynn - Thousand Oaks
Jean was so wonderful. Her knowledge and patience in explaining the different loans helped us make the best choice for our circumstances. Our loan program was so exceptional that the lender was deluged with business. Jean moved heaven and earth to get it closed as fast as possible. I would just like to thank Jean for being the best loan broker we’ve ever dealt with.
D Mitchell - Inglewood, CA
D Mitchell - Inglewood, CA
I have worked with Jean on no less than 4 loans. Being self-employed, we needed someone who understood our financial situation and needs. Jean has always been a consummate straight-to-the-point and honest professional and I could not appreciate this more. She makes solid recommendations and has gotten to know my family more and more over the years about what suits us best. I have never felt pressured or even in over my head with running numbers. She runs various scenarios (which probably drives her crazy, but I love) and this really paints multiple pictures for me on what I can work with. Her communication in texting, emails and calls is super efficient, knowledgable and honest.
KC & Bennet C - Santa Monica
KC & Bennet C - Santa Monica
Quite simply the best facilitator of loans for all levels of financing, from the high echelon, high dollar-amount business people to the less-experienced (us), not-so-high-financed folks. It sounds over-the-top, but, really, I can't say enough good about her. She made what we wanted to happen happen...really fast!

About Me

Jean Gallagher

Owner/Broker

I’ve been a licensed lending professional since 1990, helping clients navigate the lending world with clarity, strategy, and confidence. Over the years, I’ve worked with hundreds of individuals, families, and investors — and I’ve learned that no two financing needs are exactly the same.

I focus on helping small business owners and real estate investors access the capital they need to grow. Whether you’re scaling operations, upgrading equipment, hiring staff, or flipping your next property, I can connect you with fast, flexible funding options that make sense.

I work with a network of trusted lenders — from alternative finance to asset-based and revenue-based solutions — to match the right product with your specific goals. My process is straightforward, efficient, and completely remote.

No pressure. No fluff. Just decades of experience, honest guidance, and real funding solutions that work.

Get In Touch